Someone sent me this and always important to talk to a few experts and see it they're saying the same options exist in one's state...CTSeniorLaw.com is another helpful resource to understand terms and possibly have a consult (the person or their POA would need to be making the call etc and may need more review before getting a consult with anyone...and these things may take weeks or months and even years for people to warm up to and figure out,...so do some homework and have a second consult down the road...some people give some free general info sessions or a discount or otherwise 'onboard
