Hearing about IRAs (and can get more info from Suze Orman) and tax day April 18th, Good Luck!
Suze Orman had some info online about choosing a Roth IRA vs a traditional one. She shared that as long as one spouse had 6K of earned income, both could put that amount of funds away in an IRA (even if both did not earn that amount.) Nice to know. Then there's the pros and cons of which IRA gets taxed Before putting in place versus when it's taken out.
When I was talking over the idea with someone fairly 'in the know' she suggested it wasn't necessary coming into one's 60s with various life goals such as finding more secure housing, transportation and such to sock some money away. Still if it would be helpful that would be good to know. Okay so hope everyone is finding the help they need online or from reliable folks (especially to take all deductions one is entitled to and to get any stimulus money one may be due but missed.) VITA helps many people do their taxes (Volunteer Income Tax Assistance) I think.
For a bonus look up salisburyassociation.com and salisburyforum.org to learn lots of cool stuff about Salisbury (and related towns and sections of it called Lakeville, Limerock, Amesville and Taconic.) That's all in Litchfield County of CT.